Your Results
See your investment growth over time
Investment Growth Chart
Starting Value
$0
Final Value
$0
Total Growth
$0
Quick Stats
How It Works
Understanding compound interest calculations
The Magic of Compounding
Compound interest grows faster than simple interest because you earn interest on both your original money and the interest you accumulate.
A = P(1 + r/n)^(nt)
Where A = final amount, P = principal, r = rate, n = compounding frequency, t = time
Key Factors
- • Principal: Your initial investment amount
- • Rate: Annual interest rate (as percentage)
- • Time: How long you invest (in years)
- • Frequency: How often interest compounds
Why Compounding Matters
The more frequently your interest compounds, the faster your money grows. Daily compounding beats monthly, monthly beats quarterly, and so on.
Higher Returns
Compound interest generates significantly higher returns over time compared to simple interest.
Time Advantage
The longer you invest, the more dramatic the compounding effect becomes.
Accelerated Growth
Growth starts slow but accelerates dramatically over longer periods.
Start Growing Your Wealth
Use our calculator to see how compound interest can work for you
Calculate Now
"The best time to start investing was yesterday. The second best time is now."
Real Examples
See compound interest in action
Emergency Fund
$5,000 at 4% for 5 years
Retirement Goal
0,000 at 8% for 20 years
Comparison Table
| Rate | 5 Years | 10 Years |
|---|---|---|
| 3% | ,161 | ,344 |
| 5% | ,276 | ,629 |
| 7% | ,403 | ,967 |
| 10% | ,611 | $2,594 |
Based on ,000 initial investment
College Savings
$2,500 at 6% for 15 years
$5,993
More than doubles!
Key Insight
Starting 10 years earlier can triple your final amount